PERSONAL LOAN SCHEME FOR HARTRON AND HKRNL CONTRACTUAL EMPLOYEES

Key Highlights

• All employees with salary 20K and above.
• Upto Rs 3 Lakhs loan or 15 times of gross salary whichever is lower for 5 years maximum tenure.
• Minimum 5 years of service with posting in Chandigarh/ Panchkula.
• CIBIL Score 650 & above.
• NIL Pre-closure charges.
• CIBIL Score 650 & above.
• Salary account must be with HARCO bank.
• Quick disbursement.

Documents Required

• KYC Documents.
• Latest 3 months’ salary slips or last 2 years ITRs.
• Employment letter/certificate.
• Guarantee from regular Govt. employee.
• 6 months account statement.
• Irrevocable letter of authority from borrower authorizing the employer to remit monthly installments to the bank.
• Passport size photographs of both applicant and guarantor.
• Loan account statement of last 6 months (if any).
• 6 PDCs / ECS form.