Haryana State Cooperative Apex Bank Limited (HARCO BANK) occupies a vital position in the State economy and has been financing farmers, rural artisans agricultural labourers, entrepreneurs etc. in the State and serving its depositors for the last 56 years. The Short Term Coop. Credit Structure consists of three tiers i.e. HARCO BANK at State Level having 13 branches and 02 Extension Counters at Chandigarh and Panchkula. 19 Central Coop. Banks at district head quarters with their 581 branches, 24 extension counters and 773 PACS/PCCS/FSS (622 PACS, 150 PCCS and 1 FSS) catering to the financial needs of 30.06 lacs members who are residing mostly in rural areas of Haryana. The HARCOBANK from the humble beginning in November, 1966 has grown into a sound financing institution of outstanding credit worthiness. The performance of HARCO BANK has been adjudged as the best State Cooperative Bank in the country. It has working capital of Rs.10280 crore as on 28.02.2023

      The Haryana State Cooperative Apex Bank Ltd. commonly called as HARCOBANK occupies a vital position in the economy of Haryana State and has been financing farmers, rural artisans, agricultural labourers, entrepreneurs, etc. in the State and serving its depositors for the last 56 years. Haryana State Co-Operative Apex Bank Ltd;(HSCB) has been preparing Development Action Plans (DAPs) in accordance with the guidelines issued by NABARD.The basic objective of this excersice is to identify the reasons standing in the way of the viability of the bank. The Short Term Cooperative Credit Structure consists of three tiers: