Rs 25 lakh or 75% of the current market value of the pledged gold, whichever is lower.

The Gold Loan facility is available to:

Existing customers with a Current or Savings Bank account.

New customers upon successful completion of Know Your Customer (KYC) formalities.

Applicant must be individuals aged 21 years or up to 70 years with a CIBIL of 650+.

Applicant must be the rightful owner of the pledged gold ornaments/jewellery.

The loan must be repaid within one year. Repayment can be made either in lump sum or in three instalments before the due date.

Loans are sanctioned against gold ornaments/jewellery with a purity of 18-22 carats.

Kindly check with the branch

0.60% of the loan amount (no upper cap)

Rs.1000/- per loan case plus applicable taxes

NIL pre-closure or hidden charges.