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Home Loan

Sr.No. Conditions Requirements
1. Maximum limit

Limit Rs. 40.00 lacs per employee.

2. Eligibility

Individual/Business/Govt. employee 50 times of avg. net montly income of last three yrs./50 B.P. + D.A. respectively.

3. Purposes For purchase/ construction of house
4. Repayment

Max. 20 yrs. &/or upto 58 yrs. of age

5. Margin

25%

6. Security

Mortgage of property, two guarantors

7. Rate of Interest

8.40% (Floating), 8.40% (Fixed ) Public
8.25% (Floating), 8.25% (Fixed )(Harcobank staff)